AUTO INSURANCE COVERAGE

We will help you find the right fit for your auto insurance. We want you to get back on the road quickly if your car is wrecked or damaged from an accident, theft, fire, or any other covered event. Certain policies also provide protection against medical or legal expenses resulting from an injury, loss of life, or property damage created by an accident with your vehicle.

You pay a premium and in turn, we promise to pay for specific auto-related damages during the term of your policy. We will work with you to determine the best coverage for your situation.

Insurance for cars, trucks, boats and more!

Stallman Insurance Agency can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!

Auto insurance requirements vary by state. In some states, to drive you must carry:

  • Liability coverage – to pay for losses you cause others, or:
  • No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
  • Both liability and no-fault coverage.

We write insurance in California and would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t mandated, drivers must, by law, be able to pay for losses they cause others. Having insurance is often the easiest way for the majority of people to comply. In order to finance a car, it is usually necessary to hold insurance which covers damage to your vehicle. This includes:

Collision Insurance

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in.

The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision)

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.

Every situation is unique – talk to us today to find out how to get the best price and value on auto insurance for you.

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